Stores that accept Scalapay
More than 10,000 partner brands across fashion, beauty, travel, home and electronics. Pick a category to see what you can split and how the plans work for it.
Browse partner stores by category
Each category page covers what you can split, how plans work for it, and what to watch for.
Fashion
Clothing, shoes, bags and accessories.
Beauty
Skincare, makeup, fragrance and tools.
Travel
Flights, hotels, packages and tours.
Home & furniture
Sofas, beds, storage and décor.
Electronics
Laptops, phones, TVs and consoles.
Everything else
Sports, pets, hobbies and more.
Live partner directory. Brands join and leave over time, so the full list is kept in the Scalapay app rather than hard-coded here. Open Scalapay to see every store currently accepting payments.
Open the directoryThree ways to spot a store that takes Scalapay
The partner list changes, so these work better than memorising names.
Check the app directory
The in-app store list is the live source and updates as partners join.
Look at checkout
If Scalapay is available it appears as a payment option with the plan shown.
Use the virtual card
Generate a card in the app and use it at partner stores online.
Shopping for something specific?
These guides cover how paying over time works for a particular kind of purchase, rather than a particular shop.
Travel
Deposits, cancellations, and why payment dates don't follow your departure date. Read the guide →
Electronics
Return windows, warranty, and matching the plan length to how long you keep a device. Read the guide →
Furniture
Long delivery lead times, bulky returns, and furnishing a room in stages. Read the guide →
Holiday shopping
Spreading December across the new year without the January bill. Read the guide →
Back to school
Supplies, uniform and a laptop landing in the same fortnight. Read the guide →
Choosing a plan
Pay in 3 or Pay in 4, decided before you reach the checkout screen. Read the guide →
Partner stores FAQ
What people ask before shopping with a plan.
How do I find stores that accept Scalapay?+
Can I use Scalapay anywhere, or only at partner stores?+
Is there a minimum spend at partner stores?+
Can I use Scalapay in a physical shop?+
Do all partner stores offer every plan?+
Before you shop
Approval
Shopping without a hard credit check
What we look at instead of a credit file when you apply.
Limits
How your spending limit works — and grows
Why a first order is capped lower, and what moves the number up.
Payments
What happens if you miss a payment
Capped late fees, rescheduling, and getting back on schedule.
Find a store.
Split the order.
More than 10,000 partner brands, from $200 to $5,000 per order.