Fashion

Fashion stores that accept Scalapay

Clothing, shoes and accessories from partner brands, split into three interest-free payments. Order several sizes, keep what fits, and the refund adjusts your plan.

Apply Now How paying over time works
10K+
Partner brands
$200–$5K
Per order
0%
On Pay in 3
Online
& in store
Example · seasonal wardrobe$480
Coat & knitwear$260
Boots$150
Bag & accessories$70
Pay in 3 · today
$160.00
0% INTEREST
In this category

What you can split at a fashion retailer

Anything in the basket at a partner store, online or at the register.

Clothing

Everyday pieces, workwear, and seasonal wardrobes.

Shoes & boots

Footwear where sizing often means ordering two pairs.

Bags & accessories

Bags, belts, and the pieces that finish an outfit.

Watches & jewellery

Higher-value items that suit a longer plan.

Kids & teen

School clothes and growing wardrobes. More on back to school →

Sportswear

Training kit, running shoes, and gym wear.

Trying before you commit? Pay Later charges nothing for 14 days after shipping, which suits ordering more than one size.

See Pay Later

Live fashion partner list. Brands join and leave over time, so the directory is kept in the app rather than hard-coded here. Open Scalapay to see every fashion store currently accepting payments.

Open the directory
Finding them

Three ways to spot a store that takes Scalapay

The partner list changes as brands join, so these work better than memorising names.

1

Check the app directory

The in-app store list is the live source and updates as partners join.

2

Look at checkout

If Scalapay is available it appears as a payment option with the plan shown.

3

Use the virtual card

Generate a card in the app and use it at partner stores online.

How checkout works → Virtual card, barcode & links →
Questions

Fashion shopping FAQ

What people ask before splitting a clothing order.

Which fashion stores accept Scalapay?+
Partner brands change as retailers join, so the live list sits in the Scalapay app rather than on this page. At checkout, Scalapay appears as a payment option wherever it is available.
Can I order several sizes and return what does not fit?+
Yes. Pay Later is designed for this — nothing is charged for 14 days after shipping. With Pay in 3 or Pay in 4, a refund cancels the remaining installments on the returned items.
Is there a minimum order for fashion purchases?+
Orders run from $200 to $5,000. Individual retailers may set their own minimum within that range.
Can I use Scalapay in a physical clothing store?+
Yes, at partner stores. Generate a barcode in the app or use tap-to-pay at the register.
Does splitting a clothing order affect my credit score?+
There is no traditional hard credit check for installment plans. Longer financing plans are assessed separately by our banking partner.
Related

Before you shop

What we look at instead of a credit file when you apply. Approval

Shopping without a hard credit check

What we look at instead of a credit file when you apply.

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Capped late fees, rescheduling, and getting back on schedule. Payments

What happens if you miss a payment

Capped late fees, rescheduling, and getting back on schedule.

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Smaller payments versus zero added cost, decided before checkout. Compare

Pay in 3 or Pay in 4: which one to pick

Smaller payments versus zero added cost, decided before checkout.

5 min read→
Fashion Beauty Travel Home & furniture Electronics All stores

Wear it now.
Pay for it over time.

Split fashion orders from $200 to $5,000 — interest-free on Pay in 3.

Apply NowHow paying over time works
Pay in 3 · 0% interest
$200–$5,000 · no credit check
Apply Now